Only 1 in 3 pet owners take out pet insurance. With 16 million pet owners that's a lot of uninsured animals out there. It is highly likely that your pet will at some time be either unwell or involved in an accident.
Vets bills are expensive, the average bill for treatment is £130 and a routine consultation for a dog can cost £30. With this in mind it is worth researching insurance companies that offer the best policy for your pet and your pocket. Your policy may vary from year to year as your pet ages. Some insurance companies will not insure particular breeds so you will need to do your homework.
Owning a horse is a major commitment, it means a lifetime of caring for the animal and ensuring that it receives all the vetinary treatment it needs. This is very expensive and taking out insurance is the best way to afford costly medicines.
As most experienced horse owners know, their horse or pony is bound to get into some kind of trouble, whether it has received a nasty kick or catches its legs on a broken fence, the vet will always feature in your life as long as your horse does. It's not just about the health of your horse or pony, you can alos take out a policy which will insure your equipment and horse trailer.
As with most insurance products you will need to pay an excess if you claim on your policy and this will vary from policy to policy. The insurance company will not pay out for any pre existing medical conditions and if you do make a claim they will often ask to see your pet's medical history so it's vital you keep all vaccinations and check ups up to date.
Most insurance companies ensure that they are user friendly and it is often possible to sign up online and have your pet covered immediately. Travel insurance for pets is a demand that is growing now that more of us have second homes abroad and insurance companies will often offer this as an add on to your existing policy.
So whatever your requirements you will find an insurance company that will be happy to offer you the most comprehensive cover at the best possible price. |
